Joseph Saggese

Owner / Agent of JMS & Associates LLC

Home Phone: 443-226-4406
Cell Phone: 443-226-4406
Work Phone: 410-349-8840
Work Fax: 866-511-1099
: Website:

Insurance, Richmond, Virginia, North Carolina, Maryland


Joe is the Owner of JMS & Associates and has over 20 years’ experience as a commercial insurance consultant. While exploring his clients’ insurance needs, he learns a lot about the ins-and-outs of their businesses and enjoys helping them by introducing them to others that will help them “in” their businesses. Joe is always looking to build more relationships with others that are helping people “in” their businesses, such as branch managers at banks, accountants, and personal lines insurance agents.” Joe also has a passion for helping his networking friends to help their clients.

William Arbogast

Licensed Agent of JMS & Associates

Cell Phone: 540-300-6857
Work Phone: 866-567-8082
Work Fax: 866-511-1099
: williamWebsite:

Photo Oct 15, 10 32 47 AM

William has been an insurance professional for over 1 year, first starting with State Farm Insurance. He has decades’ worth of experience in the manufacturing and retail sectors making him keenly aware of business and how important it is to protect your assets. William is a loving father of 2 boys and an avid sports coach in the community.